Credit Burrow
Credit Burrow
Credit Burrow
Credit Burrow

What Is Identity Theft?

According to the FTC it is:
When someone uses your personally identifying information, like you name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn?t make or until you?re contacted by a debt collector. Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

        
Credit Burrow

Credit burrow Are you aware of really how often you expose yourself to identity theft? You are probably constantly exposing information without giving it a second thought. Every time you mail out an application for a credit card, or you mail a check of any kind, you are putting yourself at risk to have your identity stolen. credit burrow Knowing how to freeze your credit is one of the most effective tools against economic identity theft available to consumers. It allows you to lock up your records and select a secret code that only you know and can use to temporarily "thaw" your credit. When you freeze your credit, it means that thieves can't do anything with your information even if they are able to obtain it, therefore eliminating the possibility of identity theft.

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Credit burrow Identity theft awareness and prevention start with the knowledge that it this crime can occur to anyone. A conscious change in behavior and thought process is required to prevent and deal with identity theft. credit burrow Have you ever opened your mailbox and found it bulging with prescreened offers of credit? These unsolicited mailings take up a lot of room and can be quite irritating. But did you know that they are also a common source of identity theft? It's true. Identity thieves are watching, and they can exploit your credit offers for their own personal gain.

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    • Authors:
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credit burrow

Credit burrow Identity theft is a terrible crime and major source of frustration for anyone to have to go through. Utilize these 6 tips on preventing identity theft to safeguard your own personal information. These simple but effective tips will help keep your information where it belongs, in the privacy of your own safe keeping. credit burrow Every year millions of people fall victim to identity theft. Identity theft can be maintained by knowing the signs to look for and the most common ways an identity thief will strike. Once a cyber criminal steals an identity, it can take the victim hours and hours of unneccessary time and resources to fix get their life back to normal.